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Mortgages and Finance

Mortgages and FinanceBuying a property has proven to be one of the most secure forms of capital investment that you can make, as property values have always risen at a higher rate than inflation.

Your most valuable asset is probably your primary residence in your home country and this can provide the means of raising the capital for your ideal home abroad. Many find re-investing, the equity they have accumulated in their property back home, in a second home abroad to make sound financial sense.
You can also obtain a mortgage in Gran Canaria. The property you are purchasing will be used as collateral for the loan by the Spanish lender.

Generally non-residents can obtain up to 60 % of the value the property on a mortgage (80 % for residents) from a Spanish bank.

Mortgage rates are very competitive with the rest of Europe and a wide range of financial products are available to choose from. Loans can be repaid over a short period or long term, dependent upon the age of the applicant.

As already detailed REAL ESTATE MY HOME can introduce you to the Bank Manager of one of a number of the major Spanish financial institutions.

Should you require mortgage facilities the Bank Manager can provide you with all the necessary details.

Through our prime collaborators at Banco Santander and Bankinter we can offer you the most competitive mortgage interest rates available in the market.